Halifax home insurance comes from one of the UK's most respected names, and premiums are reasonable. The Halifax contents insurance policy includes cover against loss or damage to visitors' belongings, as well as contents in the open such as garden equipment. There is also cover for accidental damage to TVs, audio equipment, computers and satellite receivers as standard.The Halifax home insurance policy incorporates both cover for storm and flood damage, and cover against subsidence. The buildings sum insured is unlimited meaning you will never be under-insured if the worst happens
Halifax home insurance offers the usual range of policies and the usual disclaimers: if you use your home for any business purpose you won't be able to apply online.
The quotation process is exceptionally fast and produced a reasonable premium of £304.78 for our suburban family, but we encountered problems getting a quote for our urban couple: the premium was for buildings, not contents insurance, and we couldn't find a way of persuading Halifax to give us a quote for contents-only insurance.
If you can persuade the Halifax home insurance site to give you a quote, premiums are based on a standard £50 excess; you can increase this amount to cut the cost of your premium.
Also check out my other guide on Find Car Insurance.
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